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Entire life insurance coverage policies are non-correlated properties. No matter of what takes place in the market (stock, actual estate, or otherwise), your insurance coverage policy retains its worth.
Market-based investments grow wealth much faster yet are subjected to market fluctuations, making them inherently high-risk. What if there were a third pail that provided security but likewise modest, surefire returns? Entire life insurance policy is that third bucket. No matter just how diversified you believe your portfolio may be, at the end of the day, a market-based financial investment is a market-based financial investment.
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